We help you get a car loan with bad credit, or no credit.

Bad credit is not a problem!
Auto Credit ServicesNot everyone has perfect credit to obtain the loan for a vehicle, so Aloha Auto Credit offers services to make your car buying experience a smooth and positive one --regardless of credit history.

We offer expert help to get you the car you need. Respect and professional courtesy are our top priority next to getting you a car loan with ease and dignity.

Working with Aloha Auto Credit, you won't have to deal with any rude sales people or be embarrassed at the dealership and you will have the power of pre-approval. Save time, money and hassle. Let us go to work for you!

Benefits of Aloha Auto Credit Services

  1. Find out what Special Finance is and what it can do for you.
  2. Understand how and why loan companies evaluate loan offers.
  3. Receive the necessary literature to help you understand the true value of the cars you are considering for purchase.
  4. Learn how to take charge of your credit report and make it work in your favor.
  5. Get the scoop on Buy Here Pay Here credit and what it means to you.
  6. Understand the intricacies of the loan process and receive all components necessary to submit a well-polished loan application and learn how to make it more successful.
  7. Get all the insider tips on buying, protecting yourself and negotiating a good deal.
  8. You will get all the knowledge on how to prepare yourself with the necessary information and documents needed to complete the application form, based on the requirements of finance companies.
  9. For first time buyers, get thoroughly educated on how to begin obtaining credit.
Using Aloha Auto Credit Services gives you the knowledge and power it takes, to get the help and respect you deserve, when buying your next vehicle.

Our get started page will help you best understand how to begin the online process.

The auto credit qualifier will help you get a general idea of the monthly payment qualify for.

The auto credit application will help you get started right away!

Basic Financing Requirements

  • At least one year at the same employer for those with no credit rating.
  • At least two years of employment history for those with some kind of credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but is not necessary in every case.
  • No repossession within the last 12 months unless included in a bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
I meet these guidelines, skip to application.

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